FHA Septic Inspections in Southern Maine
Certified FHA Septic Inspections for Maine Home Buyers & Sellers
If you're buying or selling a home with an FHA-backed mortgage in Maine, a septic inspection is required before the loan can close. FHA (Federal Housing Administration) inspections ensure the septic system is functioning properly and meets minimum health and safety standards.
At Septic Advisor, we provide fast, thorough FHA septic inspections throughout Southern Maine, helping buyers and sellers meet FHA loan requirements and close on time.
Service Area
Portland, Westbrook, South Portland, Cumberland County, and the greater Cumberland County area (will travel to other locations upon request).
Signs You May Need a FHA Inspection Replacement
Buying a Home with an FHA Loan — FHA requires a septic inspection before the mortgage can be approved and the sale can close.
Selling a Home to an FHA Buyer — As the seller, you may need to provide a passing septic inspection report for the buyer's lender.
Refinancing with an FHA Loan — Some FHA refinances require a current septic system evaluation.
Septic System Age or Condition Concerns — If the system is older or there are visible signs of issues, an inspection protects both parties.
Real Estate Agent Recommendation — Your realtor may recommend a septic inspection to avoid delays during the closing process.
Our FHA Inspection Replacement Process
Septic Tank Inspection
We locate and open the tank to inspect sludge levels, check for cracks or damage, and evaluate the baffles and internal components.
Drain Field Evaluation
We assess the drain field for signs of failure including standing water, odors, and improper drainage patterns.
System Flow Testing
We run water through the system to verify proper flow from the house to the tank and from the tank to the drain field.
FHA Compliance Report
We provide a detailed written report documenting our findings, which you can submit directly to the lender for FHA approval.
Why Choose Septic Advisor?
FHA-Compliant Reports — Our inspection reports meet all FHA documentation requirements for mortgage approval.
Fast Turnaround — We understand real estate timelines and provide prompt scheduling and quick report delivery.
35+ Years of Experience — Our team has inspected thousands of septic systems across Southern Maine.
Serving All of Southern Maine — FHA septic inspections available in Portland, Westbrook, South Portland, Cumberland County, and surrounding areas.
Request a Free Estimate
Call us at (207) 747-1472 or fill out the form and we'll get back to you promptly.